Everyday Banking Without the Friction
Pick the checking experience that fits your lifestyle. From fee-free essentials to accounts that reward higher balances, Banko keeps your everyday money management simple and secure.
Personal Checking Options
Choose the account that keeps pace with the way you live, earn, and spend.
Basic Checking
No minimum opening balance and no monthly service charge with direct deposit. Includes free eStatements and digital banking tools for everyday spending.
Interest Checking
Earn competitive interest as your balance grows. Enjoy the same no-minimum opening balance, free eStatements, and access to online banking and bill pay.
55+ Interest Checking
Designed for clients 55 and over with no monthly service charge, no balance requirements, free standard checks, and secure digital tools included.
One Account, Multiple Pockets
Separate your spending and savings without opening extra products. Move money between your main balance and savings pocket instantly with unlimited transfers.
Schedule automatic savings goals from $5,000 monthly or fortnightly. Withdraw whenever you need, and keep everything organized inside one secure dashboard.
Benefits for Account Holders
Banko customers enjoy layered security, real-time awareness, and tools that put them in control around the clock.
Earn up to 7%
Grow balances faster with competitive rates and tools that help you maximize every deposit.
Smart Alerts
Get text and email notifications for large deposits, withdrawals, and card purchases so you can respond instantly.
Security First
Chip-enabled debit cards, fraud monitoring, and international access keep your funds protected at home and abroad.
Open an Account in Minutes
Set up digital access, choose the right checking option, and start banking with confidence today.