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Personal Banking

Open a Banko Account

Three Steps to Get Started

Apply completely online, verify your details, and activate the benefits that keep your money organized.

STEP 01
Share Your Details

Complete the guided application with your personal information and direct deposit preferences. No minimum opening balance required.

STEP 02
Verify Securely

Complete digital KYC in minutes. We protect your data with layered authentication and notify you of any activity above $50,000.

STEP 03
Activate Your Account

Set your savings pocket, enroll in alerts, and start transacting with your chip debit card and secure mobile banking access.

What You Need Before You Apply

  • Valid Identification

    Government-issued ID and proof of address to complete the digital KYC process.

  • Funding Source

    Connect your existing bank or employer payroll for instant funding and auto-deposit setup.

  • Contact Preferences

    Choose SMS or email for account alerts, including large transactions and savings milestones.

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Automate Savings from Day One

Set recurring transfers to your savings pocket weekly, fortnightly, or monthly. Adjust anytime and access funds instantly when plans change.

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Flexible Scheduling

Create multiple automated contributions and edit them with one tap inside online or mobile banking.

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Real-Time Visibility

Track progress toward each goal with dashboards that show balance growth, upcoming transfers, and recent activity.

Help Whenever You Need It

Unlimited consultations through our website, mobile banking, and dedicated support line ensure you always have answers to account questions.

Connect with Support
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Ready to Open Your Account?

Secure your spot with Banko and unlock digital tools, interest-earning accounts, and 24/7 account alerts.

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